/* Tatrzański Standard - identyfikacja premium
   Układ: atramentowe pasy marki z szampańskim złotem, porcelanowe sekcje treści, cienkie linie zamiast cieni.
   Kolor: atrament, szampan, porcelana, kamień. Typografia: Bodoni Moda (nagłówki), Jost (tekst i etykiety). */

@font-face{font-family:"Bodoni Moda";font-style:normal;font-weight:500;font-display:swap;src:url(fonts/bodoni-moda-latin-ext-500-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Bodoni Moda";font-style:normal;font-weight:500;font-display:swap;src:url(fonts/bodoni-moda-latin-500-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Bodoni Moda";font-style:normal;font-weight:600;font-display:swap;src:url(fonts/bodoni-moda-latin-ext-600-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Bodoni Moda";font-style:normal;font-weight:600;font-display:swap;src:url(fonts/bodoni-moda-latin-600-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Bodoni Moda";font-style:italic;font-weight:500;font-display:swap;src:url(fonts/bodoni-moda-latin-ext-500-italic.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Bodoni Moda";font-style:italic;font-weight:500;font-display:swap;src:url(fonts/bodoni-moda-latin-500-italic.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Jost";font-style:normal;font-weight:300;font-display:swap;src:url(fonts/jost-latin-ext-300-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Jost";font-style:normal;font-weight:300;font-display:swap;src:url(fonts/jost-latin-300-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Jost";font-style:normal;font-weight:400;font-display:swap;src:url(fonts/jost-latin-ext-400-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Jost";font-style:normal;font-weight:400;font-display:swap;src:url(fonts/jost-latin-400-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Jost";font-style:normal;font-weight:500;font-display:swap;src:url(fonts/jost-latin-ext-500-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Jost";font-style:normal;font-weight:500;font-display:swap;src:url(fonts/jost-latin-500-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Jost";font-style:normal;font-weight:600;font-display:swap;src:url(fonts/jost-latin-ext-600-normal.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Jost";font-style:normal;font-weight:600;font-display:swap;src:url(fonts/jost-latin-600-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --bg:#f6f6f3;
  --bg-2:#ecebe6;
  --surface:#ffffff;
  --ink:#14171f;
  --muted:#5b5f69;
  --line:#dcdad3;
  --brand:#0d1118;
  --brand-2:#121824;
  --brand-3:#1b2331;
  --on-brand:#ece8df;
  --on-brand-muted:#a8a59d;
  --brand-line:rgba(198,169,107,.28);
  --gold:#c6a96b;
  --gold-hover:#d8bf8a;
  --gold-text:#83652b;
  --link:#7a5d24;
  --good:#3c7a5e;
  --warn:#a87818;
  --bad:#a8473c;
  --seg-1:#d9877b;--seg-2:#8ea4cf;--seg-3:#a9adb7;--seg-4:#5f6878;--seg-5:#c6a96b;
  --radius:3px;
  --shadow:0 1px 0 rgba(20,23,31,.04);
  --max:1180px;
  --font:"Jost",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --font-display:"Bodoni Moda","Bodoni 72","Didot",Georgia,"Times New Roman",serif;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#0b0e14;--bg-2:#10141c;--surface:#151a24;--ink:#ece8df;--muted:#a4a29b;--line:#272d39;
    --brand:#07090d;--brand-2:#0d1119;--brand-3:#161c27;--on-brand:#ece8df;--on-brand-muted:#a4a29b;
    --gold-text:#d4bb83;--link:#d4bb83;--good:#6cc39c;--warn:#e0ad4f;--bad:#e2867b;--shadow:none;
    color-scheme:dark;
  }
}
:root[data-theme="dark"]{
  --bg:#0b0e14;--bg-2:#10141c;--surface:#151a24;--ink:#ece8df;--muted:#a4a29b;--line:#272d39;
  --brand:#07090d;--brand-2:#0d1119;--brand-3:#161c27;--on-brand:#ece8df;--on-brand-muted:#a4a29b;
  --gold-text:#d4bb83;--link:#d4bb83;--good:#6cc39c;--warn:#e0ad4f;--bad:#e2867b;--shadow:none;
  color-scheme:dark;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font-family:var(--font);font-weight:400;color:var(--ink);background:var(--bg);line-height:1.7;font-size:1.02rem;-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:var(--link);text-underline-offset:3px;text-decoration-thickness:1px}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
h1,h2,h3{font-family:var(--font-display);font-weight:500;line-height:1.12;margin:0 0 .55em;text-wrap:balance;letter-spacing:-.005em}
h1{font-size:clamp(2.2rem,6.4vw,4rem)}
h2{font-size:clamp(1.75rem,4.4vw,2.7rem)}
h3{font-size:1.32rem;font-weight:600}
h1 em,h2 em{font-style:italic;color:var(--gold)}
p{margin:0 0 1em}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.narrow{max-width:880px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#0d1118;padding:10px 14px;z-index:100}
.skip:focus{left:10px}
.eyebrow{display:flex;align-items:center;gap:12px;font-size:.74rem;font-weight:500;letter-spacing:.28em;text-transform:uppercase;color:var(--gold-text);margin-bottom:1rem}
.eyebrow::before{content:"";width:28px;height:1px;background:currentColor;flex:0 0 auto}
.lead{font-size:1.12rem;font-weight:300;color:var(--muted);max-width:720px}
.section{padding-block:88px}
.section.alt{background:var(--bg-2)}
.section.ink{background:var(--brand);color:var(--on-brand-muted)}
.section.ink h2,.section.ink h3{color:var(--on-brand)}
.section.ink .eyebrow{color:var(--gold)}
.section.ink .lead{color:var(--on-brand-muted)}
.stack{display:grid;gap:22px}
.mt{margin-top:36px}
.num{font-variant-numeric:tabular-nums lining-nums}

/* Nagłówek */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--brand);border-bottom:1px solid var(--brand-line)}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:12px;color:var(--on-brand);text-decoration:none}
.brand svg{width:40px;height:40px;flex:0 0 auto}
.brand .wm{display:flex;flex-direction:column;line-height:1.15}
.brand .wm b{font-family:var(--font-display);font-weight:500;font-size:1.18rem;letter-spacing:.02em}
.brand .wm small{font-size:.62rem;letter-spacing:.32em;text-transform:uppercase;color:var(--gold)}
.nav-toggle{position:absolute;opacity:0;pointer-events:none}
.nav-btn{display:inline-flex;flex-direction:column;gap:6px;cursor:pointer;padding:12px}
.nav-btn span{width:26px;height:1px;background:var(--on-brand)}
.main-nav{position:absolute;left:0;right:0;top:72px;background:var(--brand);display:none;padding:8px max(20px,env(safe-area-inset-right,0px)) 24px max(20px,env(safe-area-inset-left,0px));border-bottom:1px solid var(--brand-line)}
.nav-toggle:checked ~ .main-nav{display:block}
.nav-toggle:focus-visible + .nav-btn{outline:2px solid var(--gold)}
.main-nav ul{list-style:none;margin:0;padding:0}
.main-nav a{display:block;color:var(--on-brand);text-decoration:none;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.06);font-size:.8rem;letter-spacing:.16em;text-transform:uppercase}
.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--gold)}
.main-nav .btn{margin-top:16px;text-align:center}
@media (min-width:1260px){
  .nav-btn{display:none}
  .main-nav{display:flex;position:static;background:none;padding:0;border:0;align-items:center;gap:26px}
  .main-nav ul{display:flex;gap:22px}
  .main-nav a{border:0;padding:6px 0;font-size:.72rem}
  .main-nav .btn{margin:0;padding:12px 20px}
}

/* Przyciski */
.btn{display:inline-block;background:var(--gold);color:#0d1118!important;font-family:var(--font);font-weight:500;font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;text-decoration:none;padding:16px 30px;border-radius:1px;border:1px solid var(--gold);cursor:pointer;transition:background .25s,color .25s,border-color .25s}
.btn:hover{background:var(--gold-hover);border-color:var(--gold-hover)}
.btn:disabled{opacity:.6;cursor:wait}
.btn-ghost{background:transparent;color:var(--on-brand)!important;border-color:rgba(198,169,107,.6)}
.btn-ghost:hover{background:rgba(198,169,107,.1);border-color:var(--gold)}
.btn-line{background:transparent;color:var(--ink)!important;border-color:var(--ink)}
.btn-line:hover{background:var(--ink);color:var(--bg)!important}
.more{font-size:.76rem;font-weight:500;letter-spacing:.18em;text-transform:uppercase;text-decoration:none;color:var(--gold-text)}
.more:hover{text-decoration:underline}

/* Hero */
.hero{position:relative;background:radial-gradient(120% 90% at 85% 0%,rgba(198,169,107,.16) 0%,rgba(198,169,107,0) 55%),linear-gradient(180deg,var(--brand) 0%,var(--brand-2) 100%);color:var(--on-brand-muted);padding-block:96px 0;overflow:hidden;border-bottom:1px solid var(--brand-line)}
.hero h1{color:var(--on-brand);max-width:15ch}
.hero .eyebrow{color:var(--gold)}
.hero p.sub{font-size:1.15rem;font-weight:300;max-width:620px;color:var(--on-brand-muted)}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin:34px 0 40px}
.trust{list-style:none;padding:0;margin:0;display:grid;gap:0;grid-template-columns:1fr;border-top:1px solid var(--brand-line);font-size:.86rem;letter-spacing:.06em;color:var(--on-brand)}
.trust li{display:flex;gap:12px;align-items:center;padding:18px 0;border-bottom:1px solid var(--brand-line)}
.trust svg{flex:0 0 18px;width:18px;height:18px;color:var(--gold)}
@media (min-width:760px){.trust{grid-template-columns:repeat(3,1fr)}.trust li{border-bottom:0;padding:22px 0}.trust li+li{border-left:1px solid var(--brand-line);padding-left:24px}}
.peaks{position:absolute;right:-40px;bottom:64px;width:min(720px,90%);height:auto;opacity:.9;pointer-events:none}
.peaks path{fill:none;stroke:var(--gold);stroke-width:1}
.peaks .p2{opacity:.35}
.hero .wrap{position:relative;z-index:1}
.hero.sub-hero{padding-top:64px}
.hero.sub-hero h1{max-width:22ch}
.hero.sub-hero .hero-cta{margin-bottom:56px}
.crumbs{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--on-brand-muted);margin-bottom:26px}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:0}
.crumbs li+li::before{content:"/";margin-right:8px;color:var(--gold)}
.crumbs a{color:var(--on-brand);text-decoration:none}
.crumbs a:hover{color:var(--gold)}

/* Pasek faktów */
.facts{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.facts div{padding:28px 20px 26px 0}
.facts strong{display:block;font-family:var(--font-display);font-weight:500;font-size:2.6rem;color:var(--ink);line-height:1;font-variant-numeric:lining-nums}
.facts span{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
@media (min-width:760px){.facts{grid-template-columns:repeat(4,1fr)}.facts div+div{padding-left:24px;border-left:1px solid var(--line)}}
.facts-wrap{padding-block:12px 0}

/* Siatki i karty */
.grid{display:grid;gap:24px;grid-template-columns:1fr}
.grid>*{min-width:0}
@media (min-width:760px){.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1020px){.grid-4{grid-template-columns:repeat(4,1fr)}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;display:flex;flex-direction:column;position:relative}
.card h3{color:var(--ink)}
.card p,.card li{color:var(--muted)}
.card ul{padding-left:1.1em;margin:0 0 1.2em}
.card ul li{margin-bottom:.35em}
.card .more{margin-top:auto;padding-top:8px}
.card.featured{background:var(--brand);border-color:var(--brand);color:var(--on-brand-muted)}
.card.featured h3,.card.featured .price{color:var(--on-brand)}
.card.featured p,.card.featured li{color:var(--on-brand-muted)}
.card.featured .more{color:var(--gold)}
.card.featured .eyebrow{color:var(--gold)}
.card.featured .price small{color:var(--on-brand-muted)}
.ico{width:44px;height:44px;display:grid;place-items:center;margin-bottom:22px;color:var(--gold-text);border:1px solid var(--line);border-radius:50%}
.card.featured .ico{color:var(--gold);border-color:var(--brand-line)}
.ico svg{width:20px;height:20px}
.badge{position:absolute;top:-1px;right:24px;background:var(--gold);color:#0d1118;font-size:.62rem;font-weight:600;padding:6px 12px;letter-spacing:.22em}
.plain{padding:6px 0;border-top:1px solid var(--line);padding-top:26px}
.plain h3{margin-bottom:.35em;font-size:1.22rem}
.plain p{color:var(--muted);margin:0}
.plain .ico{margin-bottom:16px}

/* Lista kontrolna */
.check{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.check li{position:relative;padding-left:26px;color:var(--muted)}
.check li::before{content:"";position:absolute;left:2px;top:.55em;width:9px;height:9px;border:1px solid var(--gold);transform:rotate(45deg)}
.section.ink .check li,.band .check li{color:var(--on-brand-muted)}
.band .check a{color:var(--on-brand)}

/* Kroki */
.steps{counter-reset:s;list-style:none;padding:0;margin:32px 0 0;display:grid;gap:0;border-top:1px solid var(--line)}
.steps>li{padding:24px 0;border-bottom:1px solid var(--line);min-width:0}
.steps>li::before{counter-increment:s;content:counter(s,decimal-leading-zero);display:block;font-family:var(--font-display);font-size:1.6rem;color:var(--gold-text);margin-bottom:6px}
.steps strong{display:block;color:var(--ink);margin-bottom:4px;font-weight:500}
.steps span{font-size:.94rem;color:var(--muted)}
@media (min-width:760px){.steps.s4{grid-template-columns:repeat(4,1fr)}.steps.s5{grid-template-columns:repeat(5,1fr)}.steps>li{border-bottom:0;padding:28px 24px 8px 0}.steps>li+li{border-left:1px solid var(--line);padding-left:24px}}

/* Karta oceny audytu */
.scorecard{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.sc-head{background:var(--brand);color:var(--on-brand);padding:20px 24px;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:8px;border-bottom:1px solid var(--brand-line)}
.sc-head b{color:var(--on-brand);font-family:var(--font-display);font-weight:500;font-size:1.12rem}
.sc-head small{color:var(--gold);font-size:.66rem;letter-spacing:.22em;text-transform:uppercase}
.sc-body{padding:22px 24px;display:grid;gap:14px}
.sc-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:6px 12px;align-items:center}
.sc-row span{color:var(--ink);font-size:.95rem}
.sc-row em{font-style:normal;font-family:var(--font-display);font-size:1.1rem;font-variant-numeric:lining-nums;color:var(--ink)}
.sc-bar{grid-column:1/-1;height:3px;background:var(--bg-2);overflow:hidden}
.sc-bar i{display:block;height:100%;background:var(--good)}
.sc-bar i.w{background:var(--warn)}
.sc-bar i.b{background:var(--bad)}
.sc-total{display:flex;justify-content:space-between;align-items:baseline;border-top:1px solid var(--line);padding-top:16px;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.sc-total strong{font-family:var(--font-display);font-weight:500;font-size:2.4rem;color:var(--ink);letter-spacing:0;text-transform:none;font-variant-numeric:lining-nums}
.sc-total strong small{font-size:1rem;color:var(--muted)}
.sc-fix{border-top:1px solid var(--line);padding:18px 24px 22px}
.sc-fix h3{font-family:var(--font);font-size:.72rem;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-text);margin-bottom:.8em}
.sc-fix ol{margin:0;padding-left:1.2em;color:var(--muted);font-size:.94rem}
.note{font-size:.84rem;color:var(--muted)}

/* Tabele */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface)}
table{width:100%;border-collapse:collapse;min-width:620px;font-size:.95rem}
table.compact{min-width:0}
th,td{padding:16px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--brand);color:var(--on-brand);font-family:var(--font);font-weight:500;font-size:.7rem;letter-spacing:.2em;text-transform:uppercase}
tbody th{font-weight:500;color:var(--ink)}
td{color:var(--muted)}
td.num{font-variant-numeric:tabular-nums lining-nums;color:var(--ink);white-space:nowrap}
tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}
td.y{color:var(--good);font-weight:500}
th small.hint{display:block;font-weight:400;color:var(--muted);font-size:.85rem;margin-top:2px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* Cena */
.price{font-family:var(--font-display);font-weight:500;font-size:2.8rem;color:var(--ink);line-height:1;margin:.3em 0 .5em;font-variant-numeric:lining-nums}
.price small{font-family:var(--font);font-size:.82rem;font-weight:400;letter-spacing:.06em;color:var(--muted)}
.card .eyebrow{margin-bottom:.2rem}

/* Kalkulatory */
.calc{display:grid;gap:24px;align-items:start}
.calc>*{min-width:0}
@media (min-width:860px){.calc{grid-template-columns:1fr 1fr}.calc .out{position:sticky;top:calc(92px + env(safe-area-inset-top,0px))}}
.calc-form,.calc>form{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.calc-form .field{margin-bottom:16px}
.calc .out{background:var(--brand);color:var(--on-brand);border:1px solid var(--brand-line);border-radius:var(--radius);padding:28px}
.out dl{margin:0;display:grid;gap:14px}
.out dt{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--on-brand-muted)}
.out dd{margin:0;font-family:var(--font-display);font-weight:500;font-size:1.9rem;color:var(--on-brand);font-variant-numeric:lining-nums tabular-nums}
.out dd.gain{color:var(--gold)}
.out p{color:var(--on-brand-muted);font-size:.84rem;margin:18px 0 0}
.out .o-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding-bottom:12px;border-bottom:1px solid rgba(198,169,107,.16)}
.out .o-row dt{font-size:.82rem;letter-spacing:.04em;text-transform:none}
.out .o-row dd{font-size:1.2rem;text-align:right}
.out .o-row.big dd{font-size:2rem}
.out .o-row.gain dd{color:var(--gold);font-size:1.6rem}
.out .o-row.neg dd{color:var(--seg-1)}
.range-row{display:flex;gap:12px;align-items:center}
.range-row input[type=range]{flex:1;padding:0;border:0;accent-color:var(--gold);background:transparent}
.range-row output{min-width:3.5em;text-align:right;font-weight:500;font-variant-numeric:tabular-nums}
.in-row{display:flex;align-items:center;gap:8px}
.in-row input{flex:1;min-width:0}
.suffix{color:var(--muted);font-size:.86rem;min-width:2.8em}
.hint{display:block;color:var(--muted);font-size:.8rem;margin-top:4px}
.ticks{border:0;padding:0;margin:4px 0 16px;display:grid;gap:8px}
.ticks legend{font-size:.72rem;font-weight:500;letter-spacing:.18em;text-transform:uppercase;margin-bottom:8px;color:var(--ink);padding:0}
label.tick{display:flex;gap:10px;align-items:flex-start;font-weight:400;letter-spacing:0;text-transform:none;font-size:.95rem;margin:0;color:var(--ink)}
label.tick input{width:auto;margin-top:6px;accent-color:var(--gold)}
.split{display:flex;height:6px;overflow:hidden;background:rgba(255,255,255,.06);margin-top:20px}
.split i{display:block;height:100%;transition:width .3s}
.s1{background:var(--seg-1)}.s2{background:var(--seg-2)}.s3{background:var(--seg-3)}.s4{background:var(--seg-4)}.s5{background:var(--seg-5)}
.legend{list-style:none;padding:0;margin:12px 0 0;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.78rem;color:var(--on-brand-muted)}
.legend i{display:inline-block;width:8px;height:8px;margin-right:6px;vertical-align:middle}

/* Obszar */
.area{border-top:1px solid var(--gold);background:var(--surface);padding:26px 26px 24px;border-left:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;flex-direction:column}
.area h3{margin-bottom:.35em;color:var(--ink)}
.area p{color:var(--muted)}
.area .more{margin-top:auto}
.band{margin-top:36px;background:var(--brand);color:var(--on-brand-muted);border:1px solid var(--brand-line);padding:36px;display:grid;gap:20px;align-items:center}
.band h3,.band h2{color:var(--on-brand)}
@media (min-width:760px){.band{grid-template-columns:1fr auto}}
.places{display:grid;gap:0;grid-template-columns:1fr;border-top:1px solid var(--line)}
@media (min-width:640px){.places{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1020px){.places{grid-template-columns:repeat(3,1fr)}}
.places a{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:18px 4px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-family:var(--font-display);font-size:1.2rem}
.places a small{font-family:var(--font);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.places a:hover{color:var(--gold-text)}
.region h3{font-family:var(--font);font-size:.74rem;font-weight:500;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-text);margin:40px 0 0}

/* FAQ */
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-of-type{border-top:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:22px 52px 22px 0;font-family:var(--font-display);font-size:1.18rem;font-weight:500;color:var(--ink);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:50%;transform:translateY(-50%);font-family:var(--font);font-size:1.4rem;font-weight:300;color:var(--gold-text)}
.faq details[open] summary::after{content:"-"}
.faq .answer{padding:0 0 22px;color:var(--muted);max-width:760px}
.faq .answer p:last-child{margin:0}

/* Kontakt */
.contact-box{display:grid;gap:32px}
.contact-box>*{min-width:0}
@media (min-width:860px){.contact-box{grid-template-columns:1fr 1.2fr}}
.contact-info{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}
.contact-info li{padding:16px 0;border-bottom:1px solid var(--line);color:var(--ink)}
.contact-info strong{display:block;font-size:.68rem;font-weight:500;text-transform:uppercase;letter-spacing:.22em;color:var(--muted);margin-bottom:2px}
.contact-info a{font-family:var(--font-display);font-size:1.3rem;text-decoration:none;color:var(--ink)}
.form{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:32px}
.field{margin-bottom:18px}
label{display:block;font-weight:500;font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:8px;color:var(--ink)}
input,select,textarea{width:100%;font:inherit;font-size:1rem;padding:13px 14px;border:1px solid var(--line);border-radius:1px;background:var(--bg);color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 1px var(--gold)}
textarea{min-height:120px;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.84rem;color:var(--muted);font-weight:400;letter-spacing:0;text-transform:none;margin-bottom:20px}
.consent input{width:auto;margin-top:4px;accent-color:var(--gold)}
.hp{position:absolute;left:-9999px}
.form-note{font-size:.9rem;color:var(--muted);margin:14px 0 0}

/* Treść podstron i dokumentów */
.prose{max-width:760px}
.prose h2{margin-top:1.4em}
.prose p,.prose li{color:var(--muted)}
.prose strong{color:var(--ink);font-weight:500}
.doc h2{font-size:1.4rem;margin:2em 0 .5em;padding-top:1em;border-top:1px solid var(--line)}
.doc p,.doc li{color:var(--muted)}
.meta{color:var(--muted);font-size:.9rem}
.quote{font-family:var(--font-display);font-style:italic;font-size:clamp(1.4rem,3.2vw,2rem);line-height:1.35;color:var(--on-brand);max-width:30ch;margin:0}

/* Stopka */
.site-footer{background:var(--brand);color:var(--on-brand-muted);padding-block:72px 32px;font-size:.92rem;border-top:1px solid var(--brand-line)}
.site-footer h2{font-family:var(--font);font-size:.7rem;font-weight:500;letter-spacing:.24em;text-transform:uppercase;color:var(--gold);margin-bottom:1.2em}
.site-footer a{color:var(--on-brand);text-decoration:none}
.site-footer a:hover{color:var(--gold)}
.foot-grid{display:grid;gap:36px;grid-template-columns:1fr}
@media (min-width:760px){.foot-grid{grid-template-columns:1.5fr 1fr 1fr 1fr}}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:9px}
.site-footer address{font-style:normal}
.foot-brand{display:flex;align-items:center;gap:12px;margin-bottom:18px;color:var(--on-brand)}
.foot-brand svg{width:44px;height:44px}
.foot-brand b{font-family:var(--font-display);font-weight:500;font-size:1.3rem}
.legal{border-top:1px solid var(--brand-line);margin-top:44px;padding-top:22px;font-size:.78rem;display:flex;flex-wrap:wrap;gap:10px 24px;justify-content:space-between}

/* Blok "W skrócie" (odpowiedź dla wyszukiwarek i asystentów AI) */
.tldr-sec{padding-block:36px 0;background:var(--bg)}
.tldr{border:1px solid var(--line);border-top:2px solid var(--gold);background:var(--surface);padding:24px 26px;max-width:880px}
.tldr-k{font-size:.7rem;font-weight:500;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-text);margin:0 0 .6em}
.tldr-a{font-size:1.08rem;color:var(--ink);margin:0 0 1em;line-height:1.6}
.tldr ul{margin:0 0 .8em}
.tldr-d{font-size:.78rem;color:var(--muted);margin:0}
.facts-wrap{padding-top:28px}

/* Artykuły bazy wiedzy */
.h3{font-size:1.32rem}
.article h2{scroll-margin-top:96px;margin-top:1.8em}
.article h2:first-of-type{margin-top:1em}
.article ol,.article ul:not(.check){padding-left:1.3em;color:var(--muted)}
.article li{margin-bottom:.4em}
.article .table-wrap{margin:1.2em 0}
.toc{border:1px solid var(--line);background:var(--bg-2);padding:20px 24px;margin:20px 0 10px}
.toc ol{margin:0;padding-left:1.3em;columns:2;column-gap:32px}
@media (max-width:640px){.toc ol{columns:1}}
.toc a{text-decoration:none;color:var(--ink)}
.toc a:hover{color:var(--gold-text)}
.card h3 a{text-decoration:none;color:inherit}
.card h3 a:hover{color:var(--gold-text)}

/* Słownik */
.glossary{margin:24px 0 0;border-top:1px solid var(--line)}
.term{display:grid;grid-template-columns:1fr;gap:4px 24px;padding:18px 0;border-bottom:1px solid var(--line);scroll-margin-top:96px}
@media (min-width:700px){.term{grid-template-columns:220px 1fr}}
.term dt{font-family:var(--font-display);font-size:1.25rem;color:var(--ink)}
.term dd{margin:0;color:var(--muted)}

/* Stopka: tytuły kolumn bez nagłówków */
.foot-h{font-size:.7rem;font-weight:500;letter-spacing:.24em;text-transform:uppercase;color:var(--gold);margin:0 0 1.2em}

/* Powiązane poradniki i ramka redakcyjna */
.related{margin-top:32px;border-top:2px solid var(--gold);background:var(--surface);border-left:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 24px}
.related a{color:var(--ink);text-decoration:none}
.related a:hover{color:var(--gold-text);text-decoration:underline}
.editor{margin-top:28px;padding:18px 22px;background:var(--bg-2);border:1px solid var(--line);font-size:.88rem;color:var(--muted)}
.editor p{margin:0 0 .5em}
.editor p:last-child{margin:0}
.editor strong{color:var(--ink);font-weight:500}
h3.eyebrow{font-family:var(--font);font-size:.74rem;font-weight:500;line-height:1.4;letter-spacing:.28em;color:var(--gold-text);margin-bottom:.2rem}
.card.featured h3.eyebrow{color:var(--gold)}